Risk Inspection Report The HouseCheck Risk inspection report aims to safeguard property owners from insurance risk. Mortgage bondholders often require property owners to obtain HomeOwners Cover, also called "HOC." The insurer issuing the HOC policy typically only visits the property if there is a claim. In the event of a claim, an insurance assessor assesses the damage by visiting the property. Neglected maintenance, non-compliant installations, or "under-insurance" often result in the insurer repudiating the claim or paying out a reduced amount. The HouseCheck Risk inspection report helps identify severe ("material") and safety defects in the property while providing a reliable Replacement Valuation by a professional valuer. CLICK AND Get your Quote in Minutes